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M-Pesa · 100% Private · Works Offline

Know where every shilling goes

PesaSense reads your M-Pesa SMS and turns them into clear financial insights — automatically, privately, and entirely on your device.

Get it on Google Play See Features ↓
Live transaction tracking
Received from JOHN K.+KES 2,500
M-Pesa confirmed · Today 09:14
Income
Naivas Supermarket−KES 1,240
Till 522522 · Today 11:32
Food & Groceries
Kenya Power−KES 500
Paybill 888880 · Today 13:05
Utilities
Little Cab−KES 380
Till 890200 · Today 14:22
Transport
Salary — Acme Ltd+KES 55,000
M-Pesa confirmed · 1 May
Income
Airtime — Safaricom−KES 100
*544# · Yesterday 18:40
Airtime
Received from JOHN K.+KES 2,500
M-Pesa confirmed · Today 09:14
Income
Naivas Supermarket−KES 1,240
Till 522522 · Today 11:32
Food & Groceries
Kenya Power−KES 500
Paybill 888880 · Today 13:05
Utilities
Little Cab−KES 380
Till 890200 · Today 14:22
Transport
Salary — Acme Ltd+KES 55,000
M-Pesa confirmed · 1 May
Income
Airtime — Safaricom−KES 100
*544# · Yesterday 18:40
Airtime
34
Kenyan Categories
1K+
Downloads
0
Data Collected
∞
Works Offline
Features

Everything your M-Pesa life needs

Automatic Tracking
Every M-Pesa SMS is captured the instant it arrives — sent, received, till payments, paybills, withdrawals, deposits, and airtime.
Smart Categorisation
34 categories tailored for Kenya: Food, Transport, NHIF, HELB, Savings and more. PesaSense learns from your corrections and community patterns.
Real Insights
Current balance, income vs expenses, savings rate, daily spend, top category, fee breakdown, and month-over-month trends.
Budgets That Work
Set monthly limits per category. Bars turn amber at 80% and red when over — so you always know before it's too late.
Dual SIM Support
Two Safaricom lines? PesaSense tracks each M-Pesa account separately. v2.8 also supports fingerprint and face lock.
Fully Configurable
Dark, light, or system theme. Custom budget warning thresholds from 50–95%. Export data or clear history anytime.
How it works

Up and running in 60 seconds

01
Install & Open
Download PesaSense from Google Play. No account needed, no sign-up form.
02
Grant SMS Permission
Allow the app to read your SMS. Everything stays on-device — nothing leaves your phone.
03
Watch it populate
PesaSense scans your existing M-Pesa messages and builds your full transaction history instantly.
04
Set Budgets
Choose your categories, set monthly limits, and get alerted before you overspend.
M-Pesa Balance
KES 12,450
May 2026
🍽️ Food & Groceries62%
🚌 Transport84%
💡 Utilities & Bills107%
🏥 NHIF100%
💰 Savings45%
Budgets

Know before you overspend

Visual budget bars give you an instant snapshot of every category. Amber at 80% gives you a heads-up. Red means you've hit your limit — before it becomes a problem.

Fully configurable: set your own warning threshold, pick only the categories relevant to your life, and adjust limits anytime.

Food & GroceriesTransportNHIFHELBSavingsAirtime+28 more
Privacy First

Your money data stays on your phone

No account required. No cloud sync. No ads. PesaSense works completely offline and never shares your personal information.

100% On-Device
All processing happens locally. Your transactions never touch any server.
Zero Data Collected
No data is collected or shared with third parties. Google Play verified.
No Account Needed
Install and go. No email, no sign-up, no subscription.
Optional Community
Share anonymous patterns to help others categorise faster. Toggle off anytime.

Take control of your M-Pesa finances today

Join hundreds of Kenyans who finally know where every shilling goes.

Get it on Google Play
Free No ads No account Rated 3+